Peoria, Dunlap and Germantown Hills real estate and homes for sale in Illinois - The Catton Group, REALTORS® The Catton Group REALTORS(r) for Peoria, Dunlap and Germantown Hills, Illinois real estate - NUMBER1EXPERTS™ The Catton Group NUMBER1EXPERTS(tm) for Peoria, Dunlap and Germantown Hills, Illinois real estate

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Financing Your Home >Happy Banking

When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.

A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.

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What document must lenders provide within three days of receiving your application for financing?

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The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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The Catton Group, REALTOR®, real estate agents and broker for Peoria, Dunlap and Germantown Hills Illinois home listings, property and land for sale - NUMBER1EXPERT(tm) The Catton Group
RE/MAX Home
2301 Court St
Pekin, IL 61554

309-696-0761



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