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Buyers Want Your Home for as Little as Possible.
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"If you want professional service..."
"If you want professional service, honest feedback...and great attention to detail...then Carolyn is the agent for you!
Jan and John Lawton
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Request Our Free Relocation Package. Don't Move To Peoria, Dunlap and Germantown Hills Without It!  The Catton Group does more than help you find a house... We help you and your family find a HOME... a backyard play area... top ranked schools... convenient shopping... easy access to expressways... churches... parks... just becoming established. Moving to a new community can be stressful. That's why our principal goal is to make your house-hunting trip pleasurable. Do you have youngsters? Relocating families appreciate our earnest sensitivity to their childrens' interest and occasional apprehension. We members of The Catton Group understand the need to help the whole family "find their way around", build new friendships, and acclimate to an improved lifestyle. What do our clients think? Many of the families we hav helped relocate to the Peoria area have referred The Catton Group to their friends, relatives, and business associates. Check out “Quotes From Our Clients” to read their letters! Are you new to the area? Request our FREE package of Peoria, Dunlap and Germantown Hills relocation information. It's our job to help! There's no obligation, and we promise to respond quickly...
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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What are considered the ideal conditions for a buyer's market?
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| A |
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices. |
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