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Request Our Free Relocation Package. Don't Move To Peoria, Dunlap and Germantown Hills Without It!  The Catton Group does more than help you find a house... We help you and your family find a HOME... a backyard play area... top ranked schools... convenient shopping... easy access to expressways... churches... parks... just becoming established. Moving to a new community can be stressful. That's why our principal goal is to make your house-hunting trip pleasurable. Do you have youngsters? Relocating families appreciate our earnest sensitivity to their childrens' interest and occasional apprehension. We members of The Catton Group understand the need to help the whole family "find their way around", build new friendships, and acclimate to an improved lifestyle. What do our clients think? Many of the families we hav helped relocate to the Peoria area have referred The Catton Group to their friends, relatives, and business associates. Check out “Quotes From Our Clients” to read their letters! Are you new to the area? Request our FREE package of Peoria, Dunlap and Germantown Hills relocation information. It's our job to help! There's no obligation, and we promise to respond quickly...
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
Who received the largest land grant ever given to an English subject for only two beaver skins per year?
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| A |
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II. |
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