Peoria, Dunlap and Germantown Hills real estate and homes for sale in Illinois - The Catton Group, REALTORS® The Catton Group REALTORS(r) for Peoria, Dunlap and Germantown Hills, Illinois real estate - NUMBER1EXPERTS™ The Catton Group NUMBER1EXPERTS(tm) for Peoria, Dunlap and Germantown Hills, Illinois real estate

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The Catton Group, REALTORŪ, real estate agents and broker for Peoria, Dunlap and Germantown Hills Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
Due to low business and living expenses, what areas are considered to be the fastest growing in the country?

A 
According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies.
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The Catton Group, REALTORŪ, real estate agents and broker for Peoria, Dunlap and Germantown Hills Illinois home listings, property and land for sale - NUMBER1EXPERT(tm) The Catton Group
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2301 Court St
Pekin, IL 61554

309-696-0761



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